Hi. Welcome to BourGroup and my blog. Phil Phil Bour is a CERTIFIED FINANCIAL PLANNER(tm) professional since 2004, a Magna Cum Laude college graduate and an accounting professional for over 35+ years. I love numbers, statistics and economic history. I am also an Enrolled Agent (EA) to represent taxpayers before the Internal Revenue Service and to prepare tax returns. "Phil"osophy: I believe that you can manage your money on your own (not necessarily through individual stock selection but through mutual funds, ETF's and other solutions) once you receive some one-time, professional guidance. Why pay annual fees when there may be little added value? For additional information, first click on 2007 - 2020 archives below. Then move on to others.