Are you 70 and 1/2 this year? Do you give to qualified charitable organizations? Do you have a pre-tax Traditional IRA? If so, please be sure to make your IRS qualified charitable distributions directly from your IRA to the charities of your choice. QCDs are Qualified Charitable Distributions that are not taxed up to IRS limits (which are indexed to inflation but up to an amount now over $100,000). What a great way to get money out of your pre-tax Traditional IRA and not pay

There have been three, yes three, 13+ year periods - pretty long - over which the S&P 500 underperformed risk-free one-month Treasury...

Hi. Welcome to BourGroup and my blog. Phil Phil Bour is a CERTIFIED FINANCIAL PLANNER(r) professional since 2004, a Magna Cum Laude college graduate and an accounting professional for over 38+ years. I love numbers, statistics and economic history. I also was an Enrolled Agent (EA) to represent taxpayers before the Internal Revenue Service and to prepare tax returns but now retired from preparing taxes. "Phil"osophy: I believe that you can manage your money on your own (no